Collect fully supports Interac Debit for Canadian merchants using Collect for Stripe.

Interac is Canada’s national debit network, and accepting it can mean lower processing fees compared to credit card transactions.

How It Works

When a Canadian customer taps or inserts their debit card, Collect automatically routes the transaction through the Interac network when available.

Requirements

• Your Stripe account must be based in Canada
• You must be charging in CAD currency
• The customer’s card must be an Interac-enabled debit card

Benefits

• Lower fees – Interac transactions typically have lower interchange rates
• Familiar experience – Canadian customers prefer using their debit cards
• Automatic routing – No extra setup required; Collect handles it automatically

Learn more about Stripe Terminal readers